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The cash-lite policy, an initiative of the Bankers’ Committee, comprising the Central Bank of Nigeria (CBN), Nigeria Deposit Insurance Corporation (NDIC), discount houses and the 24 banks, is aimed at encouraging more electronic-based transactions and reducing the amount of physical cash circulating in the economy. This implementation is to decrease the use of cash in Nigeria and undoubtedly a significant step forward. It will certainly provide greater transparency and compliance whilst helping to reduce fraud, money laundering, tax evasion and many other areas of financial crime.